3 Tips for Smarter Motorcycle Insurance in Iowa

Motorcycle insurance in Knoxville, IA starts with knowing what your risks are. If you love the feel of the wind in your hair and the look of the city disappearing in your mirror,  Aussie Agencies wants everyone to have an idea of what they’re jumping into when it comes to approving a policy. Whether you just got your bike or you’ve had one for years, we’ll give you a few tips for getting it right. 

Consider Where You Go 

What are the chances of theft in your neighborhood? What about the places you frequent? How congested are the roads? These kinds of questions will ultimately affect your premium no matter what type of policy you choose, but you may want to consider more than just the minimum if you take more risks. 

Consider Your Liability 

Your policy will have limits when it comes to your liability. In other words, your insurance is not prepared to continue paying indefinitely in the case of a particularly egregious error on the road. This is true even if you weren’t at fault, but are sued for fault anyway. Your limits should be generous enough to cover these costs just in case. 

Consider Your Partner 

If you have questions about how to get the best possible policy, Aussie Agencies is here to help. Maybe you’ve upgraded your motorcycle recently with several after-market touches. Perhaps you’ve recently started driving more often. Whatever it is, we have the staff to help you assess your individual risks before customizing the plan to fit your needs. If you want to learn more, contact us at our office in Knoxville, IA for a quote.