Can a Security System Reduce Your Home Insurance Premium in Knoxville, IA?

Home security systems are a great way to protect your home and family. Installing a security system can provide peace of mind and may also qualify you for a discount on your home insurance premium. You need to know how security systems affect your home insurance in Knoxville, IA.

Save Money and Protect Your Home Better

Most home insurance companies offer a discount for homes with a security system installed. The value is usually around 10-20% of your premium. Some insurers may even give you a higher discount if your system meets specific criteria, such as having a central monitoring station or being professionally installed.

Installing a home security system can also help you save money in other ways. For example, if your design includes a fire alarm, you may be eligible for a discount on your homeowner’s insurance policy. And if your security system deters burglars and helps protect your belongings, you could save money on your deductibles and other out-of-pocket costs in a break-in.

Your Aussie Agencies representative can help you determine if installing a home security system makes sense for you and your family.

Consider Your Insurance Needs When Shopping for a Security System

When shopping for a home security system, it’s essential to consider your insurance needs. Some insurance companies may require that you have a professionally installed system to qualify for a discount. Others may not give a deal if you have a do-it-yourself (DIY) system.

If you’re unsure what your insurance company’s requirements are, contact them and ask about their policy on home security systems. You should also find out if your insurer has any recommendations on security system providers.

Once you know what type of system you need, you can start shopping around. Your Aussie Agencies representative can help you learn more about the different discounts available for your Knoxville, IA policy.